Seguros
Conheça nossas coberturas e descubra a ideal para seu negócio.
Seguro Cyber
Proteção para ataques hackers e vazamento de dados, além de eventuais multas e reclamações de clientes
Directors & Officers
Proteção pensada para gestores e todos que compõem a administração e liderança da empresa
Responsabilidade Profissional
Proteção contra danos financeiros e reputacionais alegados por clientes que alegam erros ou neglligência no seu serviço.
RC Geral
Proteção ampla para empresas em caso de eventuais danos causados a terceiros.
USE CASES
How does a business insurance claim work?
Understand through examples what causes insurance claims in businesses.
1. The problem
A technology company executive has been accused of diverting company funds for their own personal benefit.
2. What was done
After an investigation, it was proven that the executive was innocent.
3. Outcome of the event
The insurer covered defense costs and reimbursed the executive’s payment while they were on leave.
1. The problem
An employee of a company clicked on a phishing link that installed malware on the company’s system, resulting in the interruption of their systems and operation for several days.
2. What was done
The company notified their Cyber Insurance provider, who initiated an investigation of the incident.
3. Outcome of the event
The insurer covered the costs of system recovery, including coverage for lost profits resulting from the interruption of operations.
1. The problem
A law firm is hired to defend a company in a legal proceeding. During the process, a documentation error occurs that harms the company’s defense.
2. What was done
The company activates the Professional Liability coverage and hires specialized lawyers to defend the accused law firm.
3. Outcome of the event
The insurer covers all defense costs and, in the end, the law firm is considered innocent of professional error charges.
1. The problem
A partner of a logistics company slipped and fell in a storage area, suffering serious bodily injuries.
2. What was done
The company has activated their general liability insurance, which has taken responsibility for investigating the incident and covering legal and defense costs.
3. Outcome of the event
The insurer reached an agreement with the injured partner, paying compensation for bodily injury covered by the general liability policy.